General insurance helps us protect ourselves and things in our life that we value, such as our homes, our cars and our valuables, from the financial impact of risks, big and small – from fire, flood, storm and earthquake, to theft, car accidents, travel mishaps – and even from the costs of legal action against us. And we can choose the types of risks we wish to cover by choosing the right kind of policy with the features we need. Some of the most common type of General Insurancesinclude:
Motor insurance will cover all damages and liability to a vehicle against various on-road and off-road emergencies. A comprehensive Motor Insurance policy even secures against damage caused by natural and man-made calamities, including acts of terrorism.
Motor insurance offers protection to the vehicle owner against:
- Damage to the vehicle
- It also pays for any third party liability determined by law against the owner of the vehicle
Health care costs are increasing every year. Our lifestyle and stress at work negatively affects the health which can result in a critical illness or medical emergency. Such a scenario is sure to adversely affect one financially, due to the massive outlay of money on medical expenditure. A health insurance policy is the only way to reduce the financial risks, apart from leading a healthy lifestyle. Health insurance guarantees peace of mind in times of crisis, and helps secure own health and that of one’s family.
Common types of health insurance policies include:
- Individual Policy
- Family Floater Policy
- Surgery Cover
- Comprehensive Health Insurance
International travel, whether on vacation or business, can turn into a nightmare if one experiences contingencies like loss of baggage, loss of passport, delay in flight, medical emergency etc. Such eventualities will surely take the fun away from travelling.Different types of travel insurance policies include:
- Individual Travel Policy
- Family Travel Policy
- Student Travel Insurance
- Senior Citizens Travel Policy
Home is the most treasured possession of an individual and it is also the largest financial investments one makes in life. Safeguarding the physical structure and contents of home seems like a logical thing to do.Having a Home insurance is an assurance that one’s hard-earned savings are utilised to meet important needs instead of using them for rebuilding the house if some harm was to come to it.
There are more heads falling under General Insurance but these are the most common ones. We at Confi, analyse you requirements and advice you the most suitable general insurance policies.